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Staying on parents insurance at 26 years old and after
Hello! Has anyone here applied to stay on their parent’s insurance plan, got denied, than successfully appealed? I will turn 26 in January. We applied a few weeks ago and got a denial letter from our insurance a few days ago stating that I do not meet the qualifications of being severely physically disabled and being financially dependent on my parents.
For those that have successfully appealed a denial like this, is there any specific documentation that helped get approved?
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2 Replies
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Hi Lindsay, I wish I had more answers for you, but I didn’t have to appeal when I applied for this. Could it be because you’re not 26 yet? Also, just confirming that your parents still work? I was on my dad’s insurance up until he retired at the end of last year. The transition to my own plan was quite the nightmare. If your parents are no longer working, you will have to get your own insurance. That’s why I asked.
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Hi! Our insurance requires us to submit the forms before I turn 26. My dad still works and is years away from retirement. The insurance is through the company he works at.
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